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Syed Fazl-e-Haider

Growth of Islamic Funds in Pakistan: issues & challenges

  Islamic funds have actually provided a window to a number of individuals, who were previously reluctant to invest because of their religious beliefs. The Islamic funds constitute 12 percent of the overall fund management in Pakistan. The country currently has the total assets worth Rs58 billion under management of Islamic mutual funds. Islamic funds industry is still at its initial stage. Presently, the country has all types of funds …

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How to protect consumers’ rights in Pakistan?

  Unfortunately, there is a widespread violation of consumer rights in Pakistan and the area of consumer protection has remained neglected in the country due to improper rules and law. It is pathetic that majority of consumers are unaware of their rights, hence they are vulnerable to exploitation by producers. A consumer has misleading information and because of the ignorance of his rights and non-availability of redress mechanism, he is …

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Balochistan can become center of branded fruit products

  Known as the country’s fruit basket with having ideal environment of producing huge quality products of fruit with different varieties, we can add value of Balochistan’s fruit exports by taking brand name in jelly, juices and other fruit-related products worldwide if the proper guidance and policies be implement for economic development of the province which would give further boost to the country’s exchequer. By promoting brand culture, we can …

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High interest rates stagnate growth, increase inflation

  While announcing its monetary policy for next two months, the State Bank of Pakistan (SBP) decided last month to keep the benchmark interest rate unchanged at 10 percent. The analysts see no rationale to maintain the discount rate at 10 percent by the central bank as all fundamentals are in favor of a reduction in the interest rate. So far as inflation is concerned, the average Consumer Price Index …

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Development of middle class in Balochistan: issues and challenges

  An educated middle class can play an important role in the development of Balochistan which is the largest but least developed province of the country. It still lacks a middle and urbanized class. Absence of middle class and urbanized leadership has provided rich grounds for growth and prevalence of tribalism and weak civil community promoted tribalism and feudalism. The government is not taking measures to encourage the growth of …

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Importance of Pakistan-China Economic Corridor

  Pakistan-China economic corridor has the potential to usher in a new era of economic progress and prosperity for both countries and benefiting the whole region as well. The project is expected to be ‘a game changer’ not only for Pakistan and China but also for the whole region. Last year, Pakistan and China signed a deal to build a $18 billion economic corridor linking Pakistan’s Gwadar Port on the …

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Shrimp farming on modern lines in Balochistan

  Balochistan makes up 70 percent of Pakistan’s total coastal line. Unfortunately, the province has been confined to merely on-shore water fishing due to lack of infrastructure facilities. The catch is spoiled as it is exposed to sun and impurities. In the absence of quality control regime, fresh and good quality fish find no access to national and international markets at large scales. Local fishermen are confronted with numerous problems. …

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How to develop microfinance in Balochistan?

  Micro credit banking has emerged out to be an effective tool to combat wide spread poverty in the third world countries. Provision of credit to the people at grassroots level and small firms is an excellent strategy to boost economic activities and generating job opportunities especially in Balochistan a country’s largest province, with nearly 44 percent of its surface area and a thinly dispersed population of around 7.5 million. …

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Pakistan’s resolution endorses strong federating units

  Quaid-e-Azam Muhammad Ali Jinnah had a clear vision of Muslim nationalism in the subcontinent and he presented it in crystal-clear words in his presidential address on the occasion of Pakistan resolution in 1940, when he said: “We are a nation with our own distinctive culture and civilization, language and literature, art and architecture, value and proportion, legal laws and moral codes, customs and calendars, history and tradition, aptitudes and …

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Gujranwala, Sialkot: major trade hubs for economic growth

  Gujranwala and Sialkot are the major agricultural and industrial cities of northeastern Punjab and fast emerging cities of Pakistan for the development of economic growth. Gujranwala being having an important industrial base in north eastern Punjab contributing a major part in its export growth through its dry port handlings. The major exports through this port include rice, sugar, textiles, carpets, glass goods, medical equipment, leather products, metal utensils, agricultural …

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